College Graduates
Now that you’ve graduated from college, you have certain responsibilities—like the obligation to repay your student loans.

What you may not know is that you also have certain rights when it comes to student loans-such as the right to cut your payments by as much as 60%.

Federal Loan Consolidation
The Federal Loan Consolidation Program makes student loan repayment more manageable by allowing you to bundle your existing variable-rate federal loans into a single, fixed-rate loan-at unprecedented rates as low as 4.5%. It costs nothing to consolidate, and NextStudent makes it easy with a fast, online application and Education Finance Advisors who can answer your questions and help you through the loan consolidation process.
 
The NextStudent Private Consolidation Loan
If you’ve already consolidated your federal loans at a rate of 8.25% or higher, or you have private loans that you’d like to refinance, the NextStudent Custom Consolidation Loan™ may be for you. With a NextStudent Custom Consolidation Loan™, you can combine all your education loans, even previously consolidated federal loans (such as Stafford and PLUS Loans) into a new loan to take advantage of super low rates and a reduced monthly payment.
 
Continuing Your Education
If you’re continuing your education, you’ll want to check out our Federal Stafford Loans for graduate students and NextStudent Private Loans for graduate students, and continuing education students.
Most people can deduct interest paid on Federal Student consolidation Loans. Talk to your tax advisor, then begin the application process for a consolidation loan today.